To minimize the financial risk to the dependent of government employees caused by their death and to secure their retirement life, on approval of Nepal Government Citizen investment Trust has been running the insurance fund project since Nepali calendar year 2062/63.It is mandatory to all Government Employees to contribute Rs. 400 from their monthly salary and the same amount Rs. 400 is added up by Nepal Government as insurance premium to the Insurance Fund. Citizen Investment Trust has facilitating to insured the general life insurance of insured sum Rs. 100,000 for twenty years life from insurance fund and has providing the insurance benefit as mentioned on the Civil Service Act 2049 (Sec.40.a).